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Branches | Performance Highlights

Each and every branch of Nainital Bank are instant is terms of the collection and for wording e.g. cheques. For big cities, if financial instruments are presented on a branch, they ate credited to the customers account on the some day in the following week, it these instruments ate
not collected with in 2 weeks of lodgement interest @ 2% ppperanum over sso ving bank rate is paid and is credited to the customers a/c, 
without claim of the customers.
All the branch of Nainital Bank reqursts for collection of foreign currency Notes,loan certificates/FDR'simued by joint stock cos& pirge money of lottery Tickets etc. Althouth the bank levies Charges as stipulated from time to time.

Nainital Bank branches have the facitity of collecting interst warrants, demand drafts, cheques, Refund orders ,
Dividend warrants,documentary bills an cuan bills form customers and various centres, All the cheques and other instruments ate collected 
into respected accounts and sent of collection on the day of receipt from tehj customers or teh next working day,

Promissory Notes,Bills of Exchange, Hundi's etc, (cllean/Documentary), payable locally but recived form outstations branches/banks/parties ate treated as "Inward bills for Collection".
Also Bills recieved form various Nainital Bank Branchess and form other bank Braches, Directly formrawers or outstation parties are treted as usaace(??)Bill.

This features in ruled by teh Reserve Bank of India for 
inter city of clearing of cheques between the mettopolitan centres of Delshi, Mumbai, Chennai and caltutta.

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