NAINITAL BANK DEBIT CARD
Welcome to the exclusive world of “Digital Banking” offered by Nainital Bank. The Nainital Bank Ltd offers RuPay Debit Card to optimize convenience of Banking to you. Now you can enjoy the pleasure of anywhere anytime Banking. Your NainiBank RuPay Debit card lets you conveniently access your account through Debit Cards as well as PoS terminals with Merchant Establishments anywhere in India displaying RuPay logo.
There are many benefits of Nainital Bank RuPay card and using it for online purchase is one of them. Online transactions using Bank’s debit card can be done through PaySecure, a secured payment service subject to the condition that customer has successfully registered with PaySecure by successfully transacting for the first time. Nainital Bank Debit card holders can make use of card for doing on-line transactions through merchant websites or aggregators.
Key Benefits and Features:
Widely Accepted: There are around 145,270 ATMs and more than 875,000 point of sale(PoS) terminals in India under the RuPay platform. In addition to the ATMs and PoS terminals, RuPay cards are accepted online on 10,000 e-commerce websites with the same PIN which they use for ATM transactions.
Highly Secure: RuPay chip cards have an embedded microprocessor circuit containing information about the card holder and because transactions are PIN-based rather than signature-based for high security
Protection of information related to consumers.
User Friendly: Simplified Transaction Flow /Effortless Authentication Process.
Faster Transaction Processing: The cardholder has to enter just the card details and One Time Password (OTP) to complete the transaction.
Debit Card Fee & Charges :
The detail of applicable fees and charges for issuance/renewal usage of the Card is as under:
- Annual fees after one year: Rs.100/-p.a. + (applicable taxes)
- Cash withdrawal/Balance enquiry at other Banks ATM ( Charges* per transaction; excluding applicable taxes)-
Financial Transaction- Rs.15/-
Non Financial Transaction- Rs5/-
* First 5 transactions in a month are free.
3. Transactions at railway counters (Percentage of transaction amount + applicable taxes and surcharge)
4. Transactions at petrol pumps (Percentage of transaction amount + applicable taxes and surcharge)
5. Card reissuance upon loss spoilage – Rs.200/- + (Taxes) per replacement.
A Customer can withdraw cash up to a maximum of Rs.40000/- and make purchases up to a maximum of Rs.45000/- per day subject to availability of clear balance in the Account (s).
Debit Card Forms:
Debit Card Help Desk Number & E-mail ID:
Debit Card Help Desk TOLL FREE no: 1800-180-4031
Debit Card Help Desk Land Line no: 05946 – 250152
Debit Card Help Desk E-mail id: email@example.com
To Block Debit Card instantly through Pull SMS:
In case customer wish to block his/her DEBIT CARD instantly then the following syntax to Block DEBIT CARD through registered mobile number should be sent -
NTBL<space>ATMBLOCK<space><13 digit account no.> and send it to 56363.
e.g. NTBL ATMBLOCK 2000000001234
Once the card as requested above is blocked, the following confirmation SMS will be sent to the registered mobile no.-
e.g.- Dear Customer, Your Debit Card/Debit Card Block request for Card ending 7809 is processed successfully at Feb 12 2016 11:30 AM IST.-NAINI BANK
*Please note if the above confirmation SMS is not received by the customer within 120 Seconds, then he/she should contact immediately at Bank's Toll Free No- 1800 180 4031.
Card once blocked cannot be revoked.