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  • The Regional Office, Delhi and Naini Loan Point Delhi will be functional w.e.f. 21st October 2017 at 4th Floor,C-20/1A, UPRNN Building, Sector-62 Noida, District-Gautam Budh Nagar, Uttar Pradesh. new

  • RFP for appointment of Consulting Partner for Digital Venture Setup.-Last date extended to 11th September 2017 (Please check)new

  • Corrigendum to RFP for Appointment of a Consulting Partner for Design Click here.. new

  • Exercise for recruitment of Management Trainees.-new

  • Result of written examination of specialist officer declared Click here.. new

  • 95th Annual General meeting of bank held on 29/07/2017 and highest ever dividend @ 25% declared to its shareholders .new

  • MOU signed between The Nainital Bank Limited and Future Generali India Insurance Company Limited on 05/06/2017new

  • Exercise for recruitment of Clerks.new

  • Bank has opened its 135th Branch at Vikrampur- Bazpur. new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto 30.09.2017.new

  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun, Haldwani and Rudrapur.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

135 Branches - 100% CBS/RTGS/NEFT Enable
Home > Personal Banking > Deposit > Deposit >Regular Fixed Deposit Account
Regular Fixed Deposit Account
Fixed Deposit

Nainital Bank offers fixed deposit schemes for various durations. It offers simple investment Deposits (at very competitive interest rates), which can be opened with a minimum investment of Rs 1,000. The tenure of fixed term deposit must be a minimum of 12 months.

Eligibility:

Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Blind persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI eligible to open a "Fixed Deposit Account" in single/joint name/s.

Features:
  • Interest will be paid/accrued on quarterly basis and in case the date of interest payment falls on holidays then on the next working day.

  • Repayment of term deposits before maturity is permissible. In the event of the FDR being closed before completing the original term of the deposit, interest will be paid at the rate applicable on the date of deposit, for the period for which the deposit has remained with the Bank.

  • The deposit can be renewed for a further period.

  • Tax is deducted at source, from the interest on Fixed Deposits, as applicable, as per the Income Tax Act, 1961.

  • Nomination facilities are available

*Senior citizens are offered additional interest of 0.50 % for deposits placed less than Rs.1.00 crore.