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Mobile Banking Services (NAINI MOBILE)

It is another innovative utility by Nainital Bank for the techno savvy customers. An ordinary mobile phone can make your banking experience more friendly and enjoyable by letting you stay connected with your account at any time. Mobile Banking is independent of the handset model and you can avail this facility from most of the service providers (GSM/CDMA).All that you have to do is to enter simple text messages for operating Mobile Banking.

Now you can send/receive money using mobile number and an additional 7 digit MMID number. The benefits are multiple-

  • No need to register the payee/beneficiary.
  • Transfer of funds is real time i.e. the credit will hit beneficiary’s account almost instantaneously.

Only Mobile Banking customers can remit money under IMPS. However, all customers can receive funds in their accounts using this Service.

If you wish to receive funds through IMPS, please register your mobile number with the Bank and get 7 digits MMID. For receiving remittance, you will share your mobile number and MMID with the person sending money (remitter).

Key Benefits and Features :

IMPS offer an instant, 24X7, interbank electronic fund transfer service through mobile phones. IMPS facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.

Mobile Banking Keywords :

Mobile Number for Sending message: 9219510023 (Send a message to 9219510023 for respective transaction using the following keywords)

Transaction Keyword :
  1. Non Financial Transaction

    Know your MMID:
    MMID< Account Number >
    Example: MMID 0017234 Where: 0017234 - Account Number

    Cancel MMID
    CANCELMMID < Account Number>
    Example: CANCELMMID 0017234 Where: 0017234 - Account Number

    Generate MPIN
    GMPIN <MMID>  <16 digit of Account Number> <Validation Data> <New MPIN>  

    *Validation data: Combination of 4 numeric digit of PAN number and 8 digit of DOB
    Example: if PAN Number is ABHPL1967B and Date of Birth (DOB) is 27.12.1982 than validation data will be 196727121982

    Example: GMPIN 9184001 XXXXXXXXXXXX7234 196727121982 1234
    Where: 9184001- MMID, XXXXXXXXXXXX7234- 16 digit Account number, 196727121982- Validation data, 1234 – New MPIN


    Mini statement-IMPS
    ST <Account Number>
    Example: ST 0017234 where 0017234- Account Number

    Transaction Inquiry - IMPS
    INQ <Account Number>
    Example: INQ 323111000561 Where 323111000561- Ref No

    Balance Inquiry
    BAL <Account Number>
    Example: BAL 0017234 where 0017234- Account Number

    Mini statement-CBS
    MINI <Account Number>
    Example: MINI 0017234 where 0017234- Account Number

  1. Financial Transaction

    1. P2P (Person to Person)

       

      IMPS  <Beneficiary Mobile No>  <Beneficiary MMID>  <Transaction Amount>  <MPIN>  <Last 3 digit of Remitter MMID>  < Remark >

      Example: IMPS 9410952051 9002002 2500.00 1234 111 001 abc

      Where: 9410952051- beneficiary mobile no, 9002002- Beneficiary MMID,25000.00-Transaction Amount, 1234- Remitter MPIN, 111- Last 3 digit of Remitter MMID , abc- Remark

    2.  

    3. P2A (Person to Account)

      IMPS  <Beneficiary Account No>  <Beneficiary IFSC>  <Account Type>  <Transaction Amount>  <MPIN>  <Last 3 digit of Remitter MMID>  < Remark >

      Example: IMPS 11806104498 SBIN0002974 10 2500.00 1234 111 abc

      Where: 11806104498- Beneficiary Account No , SBIN0002974- Beneficiary IFSC
      10- Account type, 25000.00- Transaction Amount, 1234- MPIN 111- Last 3 digit of
      Remitter MMID, abc- Remark

      *Account Type for Saving- 10, for Current-11, for Overdraft- 12, for Cash Credit-13 & for Loan-14

Mobile Banking Help Desk Number & E-mail ID :

Mobile Banking Help Desk TOLL FREE no : 1800- 180 – 4031
Mobile Banking Help Desk Land Line no : 05946 – 250152
Mobile Banking Help Desk E-mail id : mbshelpdesk@nainitalbank.co.in

Application Form

FAQs on IMPS for Customers

Participating Banks :

An updated list of participating Banks is available under NPCI website www.npci.org.in/bankmember.aspx

NUUP Service:

The Nainital Bank provide an innovative payment service from NPCI, that can be accessed by dialing *99*80# from any basic or smart phone. Youcan avail this service by dialing *99*80#, a “Common number across all Telecom Service Providers (TSPs)” on their mobile phone and transact through an interactive menu displayed on the mobile screen. This service supports both Financial & Non-financial transactions.Using this service you can avail the services of fund transfer, mini statement and balance enquiry.
The *99# service is currently offered by 50 leading banks & all GSM service providers and can be accessed in 12 different languages including Hindi & English. The mobile banking customers can remit money under NUUP. However, all customers can receive funds in their accounts using this service.

nuuc
Key Benefits :
  1. Available 365 days, 24*7 (Including Bank holidays and weekends)
  2. A common number *99*80# across all telecom providers.
  3. Real time money transfer.
Key Features :
  1. No downloading applications or software required.
  2. No internet required, works on voice connectivity.
  3. Works across all GSM handset.
  4. Available in multiple language

This facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.


NUUP Keywords:

It is string based dialing which will allow Bank’s customers to perform the specific transaction directly. Customers can dial the following strings for availing financial and non-financial transactions under *99*80# service:

  • *99*80*1# for Balance Inquiry
  • *99*80*2# for Mini Statement
  • *99*80*3# for Fund Transfer - Using Mobile Number & MMID
  • *99*80*4# for Fund Transfer - Using Account No. & IFSC
  • *99*80*6# for Know MMID
NUUP Help Desk Number & E-mail ID :

NUUP Help Desk TOLL FREE no : 1800-180-4031
NUUP Banking Help Desk Land Line no : 05946 – 250152
NUUP Banking Help Desk E-mail id : mbshelpdesk@nainitalbank.co.in

Contact nearby branch for more details.

NUUP/Mobile Banking registration form