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  • Bank has opened its 129th Branch at Moradabad Road, Kashipur and 130th branch at Kanth Road, Moradabad. new

  • Notice- Extension of last date for submission of Applications for Recruitment of Specialist Officers(Notification dated October 15, 2016)new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto 31.03.2017.new

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  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun and Haldwani.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

130 Branches - 100% CBS/RTGS/NEFT Enabled
Home > Personal Banking > Loan > Naini Sahyog for Personal
Naini Sahyog for Personal
NAINI SAHYOG

BANK’S RETAIL LENDING SCHEME FOR FINANCING
TO SALARIED/PENSIONERS OF GOVT. DEPARTMENTS AND OTHER INSTITUTIONS/OTHER
CATEGORY OF BORROWERS (s).

Eligibility:
  • Permanent employees of Government Departments/Companies/ Reputed Institutions.

  • Field Officer/Agents of Insurance companies provided they are maintaining accounts with our bank for at least six months and the proceeds of their commission etc. are being credited in their accounts.

  • Other applicants engaged in business activity and professionals i.e. doctors, advocates, Chartered Accountants etc.

Nature & Amount Of Facility :

For Salaried employee:

An amount equal to fifteen times of net take home monthly salary/salary credited to his a/c subject to maximum of Rs.3,00,000/-

For high income employees of Govt. Department and PSU such as Professors/Doctors/ Engineers having monthly salary of Rs. 75000.00 per month (minimum) and net take home salary of Rs. 50000.00(minimum) excluding installment of proposed loan subject to maximum amount of Loan of Rs. 5.00 Lac.

For pensioners:

An amount equal to ten times of monthly pension credited/remitted to the account of pensioner subject to a maximum amount Rs.50,000/-including staff of Nainital Bank Limited.

For Insurance Agents:

An amount equal to average commission received during last two financial years subject to maximum Rs.2.00lac.

Other Category i.e. Businessman etc.:

For Doctors & C.A. – An amount equal to two times of average returned income of last two years subject to maximum Rs.5.00lac

Others - An amount equal to two times of average returned income of last two years subject to maximum Rs.2.00lac

Rate Of Interest

Click here for latest Rate of Interest

Application form for Naini Sahyog