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  • The Regional Office, Delhi and Naini Loan Point Delhi will be functional w.e.f. 21st October 2017 at 4th Floor,C-20/1A, UPRNN Building, Sector-62 Noida, District-Gautam Budh Nagar, Uttar Pradesh. new

  • RFP for appointment of Consulting Partner for Digital Venture Setup.-Last date extended to 11th September 2017 (Please check)new

  • Corrigendum to RFP for Appointment of a Consulting Partner for Design Click here.. new

  • Exercise for recruitment of Management Trainees.-new

  • Result of written examination of specialist officer declared Click here.. new

  • 95th Annual General meeting of bank held on 29/07/2017 and highest ever dividend @ 25% declared to its shareholders .new

  • MOU signed between The Nainital Bank Limited and Future Generali India Insurance Company Limited on 05/06/2017new

  • Exercise for recruitment of

  • Bank has opened its 135th Branch at Vikrampur- Bazpur. new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto

  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun, Haldwani and

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

135 Branches - 100% CBS/RTGS/NEFT Enable
Home > Personal Banking > Loan > Naini Sahyog for Personal
Naini Sahyog for Personal


  • Permanent employees of Government Departments/Companies/ Reputed Institutions.

  • Field Officer/Agents of Insurance companies provided they are maintaining accounts with our bank for at least six months and the proceeds of their commission etc. are being credited in their accounts.

  • Other applicants engaged in business activity and professionals i.e. doctors, advocates, Chartered Accountants etc.

Nature & Amount Of Facility :

For Salaried employee:

An amount equal to fifteen times of net take home monthly salary/salary credited to his a/c subject to maximum of Rs.3,00,000/-

For high income employees of Govt. Department and PSU such as Professors/Doctors/ Engineers having monthly salary of Rs. 75000.00 per month (minimum) and net take home salary of Rs. 50000.00(minimum) excluding installment of proposed loan subject to maximum amount of Loan of Rs. 5.00 Lac.

For pensioners:

An amount equal to ten times of monthly pension credited/remitted to the account of pensioner subject to a maximum amount Rs.50,000/-including staff of Nainital Bank Limited.

For Insurance Agents:

An amount equal to average commission received during last two financial years subject to maximum Rs.2.00lac.

Other Category i.e. Businessman etc.:

For Doctors & C.A. – An amount equal to two times of average returned income of last two years subject to maximum Rs.5.00lac

Others - An amount equal to two times of average returned income of last two years subject to maximum Rs.2.00lac

Rate Of Interest

Click here for latest Rate of Interest

Application form for Naini Sahyog