Nainital Bank Nainital Bank - Home Page
  • The Naini Business Center ,Regional Office-Delhi and Naini Loan Point-Delhi has been functional w.e.f. 21st October 2017 at 4th Floor,C-20/1A, UPRNN Building, Sector-62 Noida, District-Gautam Budh Nagar, Uttar Pradesh. new

  • Exercise for recruitment of Management Trainees.-new

  • MOU signed between The Nainital Bank Limited and Future Generali India Insurance Company Limited on 05/06/2017new

  • Bank has opened its 135th Branch at Vikrampur- Bazpur. new


  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun, Haldwani and Rudrapur.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

135 Branches - 100% CBS/RTGS/NEFT Enable
Short Term Plan
Short Term Deposit

Nainital Bank offers Short Term Deposit schemes for various durations. It offers simple reinvestment Deposits (at very competitive interest rates), which can be opened with a minimum investment of Rs 1,000. The tenure of your Short Term Deposit must be in between 7 days to 12 months.

Eligibility:

Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Blind persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI eligible to open a "Fixed Deposit Account" in single/joint name/s.

Features:
  • Interest will be paid/accrued on quarterly/monthly basis and in case the date of interest payment falls on holidays then on the next working day.

  • Repayment of term deposits before maturity is permissible. In the event of the STD being closed before completing the original term of the deposit, interest will be paid at the rate applicable on the date of deposit, for the period for which the deposit has remained with the Bank.

  • The deposit can be renewed for a further period.

  • Tax is deducted at source, from the interest on Short Term Deposits, as applicable, as per the Income Tax Act, 1961.

  • Nomination facilities are available

*Senior citizens are offered additional interest of 0.50 % for deposits placed less than Rs.1.00 crore.