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Loan Against Deposit

Loan Against Deposits is a facility offered by Nainital Bank to its customers against their Deposits held with the bank. For liquidity requirements customer can avail 90% of the value of the time deposits held, without premature closure of deposit. This facility can also be availed against deposits held by the members of household. Now customer can use their deposit to fulfill their financial requirements without having to liquidate it in an hour of need.

Silent Features :
  • It is fast and convenient.

  • Small mark up charged over the interest your deposit earns.

  • Interest charged on usage only.

  • Get access to funds up to 90% of the value of your Deposit.

  • Choice of loan nature- an Overdraft or a Term Loan

Application form for LNFD-Same Name

Application form for LNFD-Third Party