Nainital Bank Nainital Bank - Home Page
  • MOU signed between The Nainital Bank Limited and Future Generali India Insurance Company Limited on 05/06/2017new

  • 95th Annual General Meeting will be held on 29 July 2017 at Nainital Click here for more detail

  • Exercise for recruitment of Clerks.new

  • Bank has opened its 135th Branch at Vikrampur- Bazpur. new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto 30.09.2017.new

  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun, Haldwani and Rudrapur.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

135 Branches - 100% CBS/RTGS/NEFT Enable
RTGS

Real Time Gross Settlement’, RTGS, is the fastest possible money transfer system through the banking channel. Because settlements are made in real time, transactions are not subject to any waiting periods. With RTGS, transferring money becomes an easier, faster process. Real Time Gross Settlement (RTGS) System is set up, operated and maintained by Reserve Bank of India to enable funds settlement on real-time basis across Banks in the country.

Eligibility :

Nainital Bank offers instant remittance facility through RTGS to both corporate and individual customers for transfer of funds from their accounts with us to customers of other Bank branches or vice versa, which are RTGS enabled.

Requirement :

Nainital Bank customer who is willing to transfer the funds will be required to provide the IFSC Code (a number allotted to each participating Bank branch) of the branch where the funds are to be transferred, along with other details of the beneficiary - Name, Account Number, etc. If they are to receive funds from others, they can inform the details like IFSC Code (of the branch of Nainital Bank where account is maintained), account number, etc to the sender.

Benefits to Customers :
  • Transfer of funds on the same day

  • No physical loss or material changes while in transit

  • Fully secured

  • Better cash management

RTGS Schedule :

As per RBI, schedule of RTGS is as follows:

Day Start Time End Time
Monday to Friday 9:00 hrs 16:30 hrs
Saturday 9:00 hrs 13:30 hrs

*Please note that all the above timings are based on Indian Standard Time (IST) only.

Charges:

Name of Items Charge per transaction
(Tax extra)
Outstation Outward Remittance
(Per transaction charges)
Rs.2 to 5 lacs Rs.25.00
Above Rs.5 lacs Rs.50.00

Click here for RTGS Transaction