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F I N A N C I A L   R E S U L T S  

F O R  T H E  Y E A R   E N D E D

M A R C H   2 0 12

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Amount (Rs. in lacs)

FINANCIAL  RESULTS

Sr.

 

PARTICULARS

 

       YEAR ENDED

31.03.12

(AUDITED)

 YEAR ENDED

31.03.11

(AUDITED)

1

Interest Earned

34187.67

25675.71

2

Other Income

2236.92

1134.09

 

A) TOTAL INCOME (1+2)

36424.59

26809.80

3

Interest Expended

20108.28

14074.17

4

Operating Expenses

7226.82

5591.94

 

B) TOTAL EXPENDITURE (3+4)

 (Excluding Provisions & Contingencies)

27335.10

19666.11

 

C) OPERATING PROFIT (A-B)

     (Before transfer of Securities from   

     AFS to HTM and provisions &    

     contingencies)

9089.49

7143.69

5

Loss on transfer of securities from AFS to HTM

0

0

 

D) Operating profit (C-5)

9089.49

7143.69

6

Provisions & Contingencies

621.15

489.93

7

Provisions for Taxes

2350.00

2085.00

 

E) NET PROFIT AFTER TAX (D-6-7)

6118.34

4568.76

8

Paid up Equity Share capital

(Face Value of Rs.10/= each)

6750.00

6750.00

9

Reserves including revaluation reserves

29938.15

25548.84

10

Total paid up capital + Reserves

36688.15

32298.84

11

Analytical Ratios

 

 

 

i)    % of Shares held by Bank of

       Baroda

98.57

98.57

 

ii a)    Capital Adequacy Ratio (%) Basel-I

14.23

17.49

 

ii b)    Capital Adequacy Ratio (%) Basel-II

15.09

16.35

 

iii)   Earning per Share in Rs.

        (annualized)

9.06

8.01

 

iv) a) Amount of gross Non Performing Assets

3098.87

2144.03

 

      b) Amount of net Non Performing Assets

0

0

 

      c) % of gross NPAs to Gross Advances

1.61%

1.27%

 

      d) % of net NPAs to net Advances

0

0

 

v)   Return on Assets    (annualized)%

1.75

1.56

 

vi)    CD Ratio(Advances/Deposits)

55.39

59.69

 

vii)   Deposits Growth

23.10

12.66

 

viii)  Advances Growth

14.23

30.05

NOTES: The above results have been taken on record by the Board of Directors of the Bank at its meeting held on 27.04.2012

 

                                         

Place: Nainital           A.K.Mishra                                                            Devendra Pratap Singh

                                    Chief Operating Officer                                                        Chairman  & CEO

 

      

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