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F I N A N C I A L   R E S U L T S  

F O R  T H E HALF Y E A R   E N D E D

SEPTEMBER   2 0 11

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Amount (Rs. in lacs)

« FINANCIAL  RESULTS

Sr.

 

PARTICULARS

 

  HALF YEAR

ENDED

30.09.11

(AUDITED)

HALF YEAR

ENDED

30.09.10

(AUDITED)

   

    YEAR ENDED

31.03.11

(AUDITED)

1

Interest Earned

16002.03

12016.94

25675.71

2

Other Income

1262.72

659.77

1134.09

 

A) TOTAL INCOME (1+2)

17264.75

12676.71

26809.80

3

Interest Expended

9010.43

6878.42

14074.17

4

Operating Expenses

3116.13

2688.67

5591.94

 

B) TOTAL EXPENDITURE (3+4)

 (Excluding Provisions & Contingencies)

12126.56

9567.09

19666.11

 

C) OPERATING PROFIT (A-B)

     (Before transfer of Securities from   

     AFS to HTM and provisions &    

     contingencies)

5138.19

3109.62

7143.69

5

Loss on transfer of securities from AFS to HTM

0

0

0

 

D) Operating profit (C-5)

5138.19

3109.62

7143.69

6

Provisions & Contingencies

925.01

233.48

489.93

7

Provisions for Taxes

1000.00

965.00

2085.00

 

E) NET PROFIT AFTER TAX (D-6-7)

3213.18

1911.14

4568.76

8

Paid up Equity Share capital

(Face Value of Rs.10/= each)

6750.00

4500.00

6750.00

9

Reserves including revaluation reserves

28762.03

21390.25

25548.84

10

Total paid up capital + Reserves

30078.32

26033.59

32298.84

11

Analytical Ratios

 

 

 

 

i)    % of Shares held by Bank of

       Baroda

98.57

98.39

98.57

 

ii a)    Capital Adequacy Ratio (%) Basel-I

13.59

14.65

17.49

 

ii b)    Capital Adequacy Ratio (%) Basel-II

14.22

14.96

16.35

 

iii)   Earning per Share in Rs.

        (annualized)

9.52

8.49

8.01

 

iv) a) Amount of gross Non Performing Assets

3418.22

2865.91

2144.03

 

      b) Amount of net Non Performing Assets

0

0

0

 

      c) % of gross NPAs to Gross Advances

2.01%

2.09%

1.27%

 

      d) % of net NPAs to net Advances

0

0

0

 

v)   Return on Assets    (annualized)%

1.94

1.35

1.56

 

vi)    CD Ratio(Advances/Deposits)

56.58

52.11

59.69

 

vii)   Deposits Growth

15.54

17.24

12.66

 

viii)  Advances Growth

24.02

16.38

30.05

NOTES: The above results have been taken on record by the Board of Directors of the Bank at its meeting held on 22.10.2011

 

                                         

Place: Nainital           A.K.Mishra                                                                Devendra Pratap Singh

                                    Chief Operating Officer                                                            Chairman & CEO

 

      

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