|
Sr.
|
PARTICULARS
|
HALF YEAR
ENDED
30.09.11
(AUDITED) |
HALF YEAR
ENDED
30.09.10
(AUDITED) |
YEAR ENDED
31.03.11
(AUDITED) |
|
1 |
Interest Earned
|
16002.03 |
12016.94 |
25675.71 |
|
2 |
Other Income |
1262.72 |
659.77 |
1134.09 |
|
|
A) TOTAL INCOME (1+2) |
17264.75 |
12676.71 |
26809.80 |
|
3 |
Interest Expended |
9010.43 |
6878.42 |
14074.17 |
|
4 |
Operating Expenses
|
3116.13 |
2688.67 |
5591.94 |
|
|
B) TOTAL EXPENDITURE (3+4)
(Excluding Provisions &
Contingencies) |
12126.56 |
9567.09 |
19666.11 |
|
|
C) OPERATING PROFIT (A-B)
(Before
transfer of Securities from
AFS to HTM and provisions &
contingencies) |
5138.19 |
3109.62 |
7143.69 |
|
5 |
Loss on transfer of securities
from AFS to HTM |
0 |
0 |
0 |
|
|
D) Operating profit (C-5) |
5138.19 |
3109.62 |
7143.69 |
|
6 |
Provisions & Contingencies |
925.01 |
233.48 |
489.93 |
|
7 |
Provisions for Taxes |
1000.00 |
965.00 |
2085.00 |
|
|
E) NET PROFIT AFTER TAX (D-6-7) |
3213.18 |
1911.14 |
4568.76 |
|
8 |
Paid up Equity Share capital
(Face Value of Rs.10/= each) |
6750.00 |
4500.00 |
6750.00 |
|
9 |
Reserves including revaluation
reserves |
28762.03 |
21390.25 |
25548.84 |
|
10 |
Total paid up capital +
Reserves |
30078.32 |
26033.59 |
32298.84 |
|
11 |
Analytical Ratios |
|
|
|
|
|
i) % of Shares
held by Bank of
Baroda |
98.57 |
98.39 |
98.57 |
|
|
ii a) Capital
Adequacy Ratio (%) Basel-I |
13.59 |
14.65 |
17.49 |
|
|
ii b) Capital
Adequacy Ratio (%) Basel-II |
14.22 |
14.96 |
16.35 |
|
|
iii) Earning per
Share in Rs.
(annualized) |
9.52 |
8.49 |
8.01 |
|
|
iv) a) Amount of gross Non
Performing Assets |
3418.22 |
2865.91 |
2144.03 |
|
|
b)
Amount of net Non Performing Assets |
0 |
0 |
0 |
|
|
c)
% of gross NPAs to Gross Advances |
2.01% |
2.09% |
1.27% |
|
|
d)
% of net NPAs to net Advances |
0 |
0 |
0 |
|
|
v) Return on
Assets (annualized)% |
1.94 |
1.35 |
1.56 |
|
|
vi) CD Ratio(Advances/Deposits) |
56.58 |
52.11 |
59.69 |
|
|
vii) Deposits Growth
|
15.54 |
17.24 |
12.66 |
|
|
viii) Advances Growth
|
24.02 |
16.38 |
30.05 |
|
NOTES:
The above
results have been taken on record by the Board of
Directors of the Bank at its meeting held on
22.10.2011 |
|
|
Place: Nainital
A.K.Mishra
Devendra
Pratap Singh
Chief Operating Officer
Chairman & CEO |
|