|
|
|
|
|
Scheme |
Floating Rate of Interest |
|
APNA AASHIANA
Housing Loan Scheme |
Upto & inclusive of Rs.20
lac |
Base Rate + 1% |
|
Above Rs. 20 lac |
Base Rate + 2% |
|
SUHANA SAFAR
Car Loan Scheme |
Individual |
Base Rate + 2% |
|
Proprietorship/
Partnership Firms/
Private &
Public Ltd. Co.
|
|
NAINI SAHYOG
Scheme for Salaried
Class/ Businessman /Doctors/CA/etc. |
Base Rate + 5% |
|
VYAPAR SUVIDHA
Scheme for Traders |
Base Rate + 2% |
|
Overdraft against
Immovable Property |
Base Rate + 6.50% |
|
NAINI HEALTH CARE
Scheme for Doctors |
Base Rate + 3% |
|
Credit Scheme for SME
(Small & Medium Enterprises) |
Upto Rs.2 lac
|
Base Rate + 2%
|
|
Rs.2 lac to Rs.25 lac
|
Base
Rate + 3% |
|
Above Rs.25 lac
|
Base
Rate + 3%
(for initial 12 months thereafter
as per credit facility) |
|
EDUCATION
For Education |
Upto Rs.4 lac ->
Base Rate + 1.50%
Above Rs.4 lac ->
Base Rate + 2.50% |
|
NAINI SHIKSHA PRASAR
Scheme for Educational
Institutions |
on Loan ->Base
Rate + 4%
Overdraft ->
Base Rate + 5%
|
|
Scheme for Financing to Food Grain Commission
Agent |
Upto Rs.2 lac |
Base Rate + 4% |
|
Above Rs.2 lac |
Base Rate + 4.50% |
|
Scheme for Hoteliers/Restaurants |
Base Rate + 4.50% |
|
Scheme for Financing
Registration Money of Residential/Industrial Plot |
Residential Plot ->
Base Rate + 2.25%
Industrial Plot ->
Base Rate + 5% |
|
Scheme for Transport Operators |
Base Rate + 2% |
|
Naini Nirman
Scheme for
Contractors |
Base Rate + 4% |
|
NSC/KVP/LIC Policy |
Base
Rate + 3% |
|
Naini Horticulture
Scheme for horticulture projects |
Upto Rs 0.50 lac
|
Base Rate + 1.50%
|
|
Rs. 0.50 lac to Rs. 2.00 lac
|
Base Rate + 2.50% |
|
Above Rs.2.00 lac
|
Base
Rate + 3% |
|
|
|
| |
|
|
PLR (w.e.f. 24 September 2012) |
14.75 % |
|
Base Rate(w.e.f.
06 May 2013) |
10.25 % |
|
|
|
INDEX |
|
PLR |
Prime Lending Rate
(i.e. 14.75 %) |
|
Base Rate |
is 10.25 % |
