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« NAINI SAHAYOG
We here at The Nainital Bank Ltd. feeling for the necessities of Sate/Central employees. Naini Sahayog scheme has been launched keeping in view the untimely necessity of money of the individuals.
 
 
  Max Loan Amount
For Salaried Employee 15 times of net monthly salary 
Max Rs. 3.00 lac
 
For Pensioners 10 times of monthly Pension 
Max Rs. 0.50 lac
 
For field officer
(LIC agents or Insurance company)		 Average commission received during last 2 financial years.
Max Rs. 2.00 lac
       
  For Doctors & CA   Amount equal to two times of average return income of last two years, maximum Rs.3.00 lac
       
  For others   Amount equal to two times of average return income of last two years, maximum Rs.2.00 lac
 
  Repayment Block    
Max 60 months (60 EMI)
 
  Installments    
Total deduction including the proposed loan installment should not exceed 60% of gross income.
 
 
Required Documents
Salary Certificate
ITR returns of last three years
Permanent Employee Certificate/Professional Qualification.
A letter from the borrower authorizing the employer to deduct the installment from the salary to deposit loan installment at his own.
Guarantee of 2 persons (at least one fellow employee) and nominee may be accepted. However, guarantee of one person only is acceptable for Govt./PSU employees.
      

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for any enquiry write to - advances@nainitalbank.co.in

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