Micro & Small Enterprises (MSME):
Rs 2.00 lac
Rs 2.00 lacs & upto Rs 1 Crore-
Rs 1.00 Crore & upto Rs 5.00 Crore-
Rs. 5.00 crore.
Processing charges for
If period is Upto 3
months- ¼ of applicable rates.
If period is beyond 3
months and Upto 6 months- ½ of applicable rates.
If period is beyond 6
months- Full amount as per applicable rates.
Loan: For all House Loans
over of Home Loans:
Advance against Property including
advances against Future rentals:
1- Traders Loan(Loan/Overdraft):
Loan to Doctors(Naini Health Care):
to Contractors (Naini Nirman):
Car Loan /Two Wheeler Loan (Suhana Safar):
(i) Prepaid fully or
Partially from own sources- NIL
Loan: 2% prepayment charges on outstanding balance.
Charges for late
payment of EMI:
Same charges i.e. 2% on
IMPORTANT: - 50% OF
APPLICABLE PROCESSING CHARGES ARE TO BE DEPOSITED BY THE
PARTY IN ADVANCE / BEFORE PROCESSING THE PROPOSAL.
No processing charges for staff member’s loan a/cs.
No processing charges for loan / OD accounts against
bank’s term deposits.
Term Loan A/Cs processing charges are to be recovered one
time only, not on subsequent renewals.
Loan against Govt. securities UTI/ MF/
NSCs/ KVPs etc. –
Advances under consortium: - processing charges are to
recovered as per/ in line with consortium agreement/or
equivalent to charges of Lead Bank...
a proposal is reviewed after three (3) months from the
due date for a further period of 12 months, processing
charges are to be levied for 15 months. It should be
ensured that in all cash credit/over
draft accounts processing charges is recovered once in
Charges are to be levied on sanctioned amount including
takeover cases from other Banks/FIs.
Rs. 300/- per lac or part thereof
Rs. 400/- per lac or part thereof,
Max Rs. 3.00lac
Processing Charges w.e.f
0.50%(Minimum Rs.500/- & Max. Rs.10000/- plus service
Nil (Only documentation charges to be
0.75% on sanctioned amount (No ceiling).
0.50% on sanctioned amount(No ceiling)
0.50% of the sanctioned
minimum Rs.750/- upto Rs.1.00 crore loan limit.
0.20% minimum Rs.25000/- above 1.00 crore.
0.50% in addition to documentation charges (No Ceiling).
1.00% in addition to documentation
0.50% in addition to documentation charges (Minimum
Rs.500/- and Maximum Rs.10000/-).
No Processing charges.
flat charges for one time
- Rs.100/- .