Bank's Profile :

The Nainital Bank Limited was established in the year 1922 with the objective to cater banking needs of the people of the region. In the year 1973, Reserve Bank of India directed Bank of Baroda, a premier nationalized bank, to manage the affairs of the Nainital Bank Limited.

At Present,The Bank is having 164 branches operating in five states i.e. Uttarakhand, Uttar Pradesh, Delhi, Haryana and Rajasthan

All the branches of the Bank are operating in CBS platform. Bank is also providing RTGS, NEFT, SMS Alerts, RuPay ATM cum Debit Card, NainiNet Internet Banking and Mobile Banking facilities to its customers.

The total business of the Bank was Rs.11,441 crore as on 31/03/2021.

Total Advances of the Bank Stood at Rs. 4,029 Crores as on 31/03/2021.

Total Deposit of the Bank Stood at Rs. 7,412 Crores as on 31/03/2021.

CASA Deposit of the Bank Stood at Rs. 2,827 Crores as on 31/03/2021 registering a growth of 12.14 % over previous F.Y.

CD Ratio of the Bank improved to 54.35% as on 31/03/2021 against 53.62% as on 31/03/2020.

NIM improved to 2.77% as on 31/03/2021 against 2.72% as on 31/03/2020.

CRAR stood at 13.67% as on 31/03/2021 against 12.94% as on 31/03/2020.

The Operating profit of the Bank increased to Rs.118.25 crore registering a growth of 5.36% over previous F.Y.

The Net NPA stood at 5.77%.

Nainital Bank is a customer centric bank and provides prompt and personalized services to its customers in the latest technological environment.