Mobile Banking Service :

It is another innovative utility for the techno savvy customers by Nainital Bank. An ordinary mobile phone can make your banking experience more friendly and enjoyable by letting you stay connected with your account at any time. Mobile Banking is independent of the handset model and you can avail this facility from most of the service providers (GSM/CDMA).All that you have to do is to enter simple text messages for operating Mobile Banking.

Now you can send/receive money using mobile number and an additional 7 digit MMID number. The benefits are multiple-

  • No need to register the payee/beneficiary.

  • Transfer of funds is real time i.e. the credit will hit beneficiary’s account almost instantaneously.

Only Mobile Banking customers can remit money under IMPS. However, all customers can receive funds in their accounts using this Service.

If you wish to receive funds through IMPS, please register your mobile number with the Bank and get 7 digit MMID. For receiving remittance, you will share your mobile number and MMID with the person sending money (remitter).

Key Benefits and Features :

IMPS offer an instant, 24X7, interbank electronic fund transfer service through mobile phones. IMPS facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features

Mobile Banking Help Desk Number & e-mail ID:
Mobile Banking Help Desk TOLL FREE no: : 1800-180– 4031
Mobile Banking Help Desk Land Line no: : 05946 – 250152
Mobile Banking Help Desk e-mail id: :

Application Form

FAQs on IMPS for Customers

Participating Banks :

An updated list of participating Banks is available under NPCI website

Click here for IMPS transaction