Naini Salary Savings Bank Account :

These accounts are designed to attract the salaried individuals, having an in built feature of overdraft facility subject to maximum of Rs 1.00 Lakh.

Eligibility:

Permanent/regular Employees of State/central Government, Public Sector Undertakings, Semi Government Organization, state/central Govt. Corporations, Urban Development authorities, well established reputed educational institutions, Universities, MNCs, reputed Public Ltd Companies with minimum one-year service with the organization.

Minimum age 21 years

Minimum take home salary should be Rs 20,000/-

Overdraft Facility after six months of satisfactory regular credit of salary in the account.

Features

 Account to open with Zero Balance.

50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque.

50% waiver on processing charges for Retail Loans including Gold loan

Free Credit Card for 1st Year subject to eligibility criterion of minimum income of rs 20000/- per month and signing of auto debit mandate for debit of minimum due amount on card from salary account. Insurance Protection of Rs 15 lakh :Air and Rs 5 lakh : Non Air

Free Rupay Debit Card for first year, thereafter chargeable @ Rs 100+ applicable taxes per year.

Deposits are insured by DICGC.

Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.

Provision for nomination.

Terms & Conditions:

  • Formal documents required

Passport size photograph.

IT Declaration (Form60/61).

Proof of Possession of Aadhar Number.

Appointment Letter/Proof of Appointment Letter

Salary Slip

In case personal introduction in not possible approved documents i.e. election I-Card, driving license, pan card, passport may be applicable as per Banks norms.