Arogya Sanjeevani Policy
Sum Insured range – Rs. 50,000 to Rs. 10L, in multiple of Rs. 50,000
Entry Age – 18 to 65 years
Who can be covered – Self, Spouse, Dependent legitimate or legally adopted children, Parents, Parent-in-laws, new born from 3 months age.
Lines of treatment covered – Allopathy & AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Sidha and Homeopathy)
Treatment Room Rent/ICU charges, Medical practitioners, surgeon, anaesthetist, consultants, specialist’s fees and other charges as per limits mentioned in the policy.
50% of the Sum Insured for getting medical treatment or hospitalisation for 12 listed procedures (Modern treatments)
Ambulance Charges: INR 2,000 per hospitalization.
25% of the Sum Insured or INR 40,000 whichever is less per eye in one policy year to get treatment for cataract.
Pre and Post Hospitalization up to 30 days and 60 days respectively for same disease/illness/injury for which Hospitalization occurred.
Cashless Facility available at Network Hospitals Only through TPA.
Pre Negotiated Package rates for specific surgeries/procedure in network hospitals.
Life Long Renewability.
Portability (migration) allowed from/to similar products as per IRDAI guidelines.
National Parivar Mediclaim Policy (Floater Policy)
Sum Insured range – Rs.1, 00, 000 to Rs.10, 00,000/-
Policy Term: 1/2/3 years (customer’s choice) with attractive discounts on long term policy
Entry Age – 18 to 65 years
Who can be covered – At least two family members like Self, Spouse, Dependent legitimate or legally adopted children, and Parents.
Zone wise premium and attractive discounts
Lines of treatment covered – Allopathy, Ayurveda and Homeopathy (Up to 100% of SI).
Room Rent/ICU charges, Medical practitioners, surgeon, anaesthetist, consultant, specialist’s fees and other charges as per limits mentioned in the policy.
Ambulance Charges and Organ Donor’s expenses covered up to sub limits mentioned.
Provision to cover pre-existing diabetes and hypertension on payment of additional premium as per terms and condition of the policy.
Cataract surgery & Domiciliary Hospitalization (at home) with specified limits mentioned in the policy.
Pre and Post Hospitalization up to 30 days and 60 days respectively for same disease/illness/injury for which Hospitalization occurred.
12 Modern treatments like Robotic surgery, oral chemotherapies, immunotherapies and etc., are now covered in the policy.
Treatment for morbid obesity are now covered after specified waiting periods. (refer policy for complete details)
Correction of eyesight, i.e., refractive errors above -7.5 D are now covered after specified waiting periods.
Treatment related to participation as a non-professional in hazardous or adventure sports subject sublimits.
Mental illness, HIV/AIDS, Genetic disorders are now covered.
Maternity, New Born Cover (From birth), Infertility Treatment Cover as per limits specified in the policy after specified waiting periods.
Anti-Rabies Vaccination& Vaccination for children as per limits specified in the policy
Hospital Cash Benefit as per limits specified in the policy
Add on covers such as Critical Illness and Out-patient Treatment
Cashless Facility available at Network Hospitals Only
Pre Negotiated Package rates for specific surgeries/procedure in network hospitals
Life Long Renewability
Portability (migration) allowed from/to similar products as per IRDAI guidelines.
National Mediclaim Policy (Individual Plan)
Sum Insured range – Rs.1,00,000/- to Rs.10, 00,000/-
Entry Age – 18 to 65 years
Who can be covered – Self, Spouse, Dependent natural or legally adopted children, Parents, Parent-in-laws, Brother up to 25 years, if a bona-fide student and not employed, Sister if not employed, till marriage, new born from 3 months age.
Lines of treatment covered – Allopathy, Ayurveda and Homeopathy (Up to 100% of SI)
Room Rent/ICU charges, Medical practitioners, surgeon, anaesthetist, consultants, specialist’s fees and other charges as per limits mentioned in the policy.
Ambulance Charges and Organ Donor’s expenses covered up to sublimit mentioned.
Pre and Post Hospitalization up to 45 days and 60 days respectively for same disease/illness/injury for which Hospitalization occurred.
12 Modern treatments like Robotic surgery, oral chemotherapies, immunotherapies and etc., are now covered in the policy.
Treatment for morbid obesity are now covered after specified waiting periods. (refer policy for complete details)
Correction of eyesight, i.e., refractive errors above -7.5 D are now covered after specified waiting periods.
Treatment related to participation as a non-professional in hazardous or adventure sports subject sublimits.
Mental illness, HIV/AIDS, Genetic disorders are now covered.
Cashless Facility available at Network Hospitals Only through TPA.
Pre Negotiated Package rates for specific surgeries/procedure in network hospitals.
Life Long Renewability.
Portability (migration) allowed from/to similar products as per IRDAI guidelines.
Please Contact to the nearest branch to know more