Nainital Bank offers Naini Gold Sweep In schemes for 90 days/30 days. It can be opened through your saving or current account. It provides a way to earn more interest on your saving/ current account balance.

Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Blind persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI eligible to open a “Naini Gold Sweep In" Account" in single/joint name/s.

• The sweep unit will be of 90 days for saving account and 30 days for current account.


• The unit value will be of Rs.25000/- for saving account and Rs.100000/- for current account.


• Unit will be liquidated in Last In First Out system.


• Tax is deducted at source, from the interest on Naini Gold Sweep In, as applicable, as per the Income Tax Act, 1961.


• Nomination facilities are available