Naini Bank Special Kisan Gold Card Scheme


For raising various crops based on scale of finance.

Short term requirement like maintenance of tractor/ farm implements, annual repairs, cost of fuel etc.


All farmers (owning the land in single or jointly) having minimum land holding of 2 hectares &above.

Age criteria :

Minimum – 18 years

Minimum – 18 years


Maximum Amount of Finance :


Margin :


Features :

Interest subvention of 2.00% p.a. & additional interest subvention of 3.00% p.a. to those farmers repaying the short term crop limit timely i.e. from the date of disbursement of the working capital loan upto the actual date of repayment/subject to a maximum period of one year from the date of disbursement. (Depending upon branch categorization & subject to GOI directives)