Nainital Bank - Home Page
  • BANK OPENED ITS 149th BRANCH AT BHAUWALA, DEHRADUN AND 150th BRANCH AT CHIDDERWALA, DEHRADUN ON 6th NOVEMBER, 2020. SH. DINESH PANT, CHAIRMAN & CEO INAUGURATED BOTH THE BRANCHES

  • BANK OPENED ITS 148TH BRANCH AT BHANIYAWALA, DEHRADUN ON 5TH OCTOBER, 2020. MR. DINESH PANT, CHAIRMAN & CEO INAUGURATED SAHASTRADHARA AND BHANIYAWALA BRANCHES.new

  • Bank opened its 146th Branch at Danpur, Rudrapur on 29.09.2020 and 147th Branch at Govindpuram, Ghaziabad on 30.09.2020. Mr. Dinesh Pant, Chairman & CEO of the Bank inaugurated both the branches.new

  • 98th Annual General Meeting of Nainital Bank held on 10th September,2020 through VC at Bank's Head Office, Nainital.new

  • Bank paid tribute to its founder father Bharat Ratna Pt. Govind Ballabh Pant on his 133rd birth anniversary on 10th September,2020.new

  • Notice for shareholders new

  • Bank celebrated its 99th Foundation day with great fervour and enthusiasm by organizing simple events and remembering and paying tribute to its founder fathers including Bharat Ratna Pt. Govind Ballabh Pant.new

  • Bank has opened its 145th branch at Jail Road Crossing, Haldwani on the auspicious day of Bank's 99th Foundation day. Our hon'ble Chairman & CEO Sh. Dinesh Pant inaugurated the branch.new

  • To fulfill its CSR responsibilities Bank adopted Himalayan black bear, Red Panda, Goral, Kaliji Pheasant and love bird for one year at G.B.O\Pant High Altitude Zoo at Nainital alongwith tree plantation activity on ceremonial occasion of Bank's 99th Foundation Day.new

  • IN VIEW OF COVID-19 CRISIS 'EMERGENCY CREDIT LINE GUARANTEE SCHEME' IS AVAILABLE IN OUR BANK FOR MEETING THE ADDITIONAL TERM LOAN/WORKING CAPITAL FACILITY UPTO 20% OF TOTAL OUTSTANDING AS ON FEBRUARY,29,2020 TO ELIGIBLE BUSINESS ENTERPRISES /MSMEs.new

  • Our Chairman & CEO Mr. Dinesh Pant has been elevated to TEG Grade / Scale VII in the rank of General Manager in Bank of Baroda w.e.f. 01.04.2020.new

  • Bank has launched COVID Emergency Credit Line (NCECL) loan scheme to provide liquidity support to borrowers impacted by COVID-19 pandemic.new

  • Bank has formulated Naini Kissan Credit Card (NKCC) scheme for meeting working capital requirements for animal husbandry and fisheries activities to help the farmers.new

  • Bank has also revised its SEED POLICY for credit facilities to seed processing units for FY-2020-21 wherein interest rate has been linked with CMR rating and collateral coverage.new

  • Mr. Dinesh Pant, Chairman & CEO, Nainital Bank donated his ONE month salary to "PM CARES" for COVID 19 outbreak victims.new

  • Nainital Bank is contributing Rs. 11.00 lakh (Rs. Eleven lakh only) for Chief Minister Relief Fund under CSR for COVID 19 outbreak victims. new

  • Employees of Nainital Bank contributed Rs. 14.20 lakh (Rs. Fourteen lakh twenty thousand only ) for "PM CARES" for COVID 19 outbreak victims.new

  • "Bank requires career oriented professionals as specialist officers in the category of Chartered Accounts, Credit Officers, Marketing Officers, IT Officers,Risk Officer, Planning Officer and Law officer". For details visit the Bank's website. new

  • Bank's esteemed customers are informed that the ATM withdrawal limit per Card per day reduced from Rs 40,000/- to Rs 20,000/- w.e.f. November 01,2018.

  • All esteemed customers holding magnetic cards are requested to get their cards replaced with EMV chip cards for uninterrupted card services.

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Home > Personal Banking > Deposit > Saving Account > Naini Mahila Samrudhi Saving Bank Account
Naini Mahila Samrudhi Saving Bank Account
Saving Bank Account :

These accounts are designed to help the women customers to inculcate the habit of saving money and to meet their future requirement of money. Amount can be deposited/ withdrawn from these accounts by way of cheques / withdrawal slips. It helps the customers to keep minimum cash at home besides earning interest.

Eligibility :

Any Women Resident Individual - Single Accounts, Illiterate Persons, Visually Impaired persons, Purdanasheen Ladies.

Features :
  1. Minimum balance in account(QAB):

    • Rs 3000/- for Metro/Urban

    • Rs 2000/- for semi urban

    • Rs 1000/- for Rural


  2. 1st Year Free RuPay Debit Card

    • Current selective Offers on Rupay Debit Card is as under & is subject to change from time to time

    • Rs 1 Lacs accidental insurance up to 70  Years of age

  3. 0.25% lower interest rates on two/four wheelers

  4. 0.50% lower interest rate in education loan for girl child.

  5. 25% waiver on annual locker charges.

  6. Free 25 cheque leaves in a year

  7. SMS alert facility free for 1st year.

  8. 25% waiver on processing charges on Auto Loan, Education Loan and Mortgage Loan.100% waiver in processing charges for personal loan.

  9. Sweep facility is available on request only on and above Rs 50,000 in multiple of Rs 10,000 for 90 days.

  10. Reverse sweep will happen in multiple of Rs 10000

  11. Simplest deposit option available to the depositor.

  12. An ideal option to cultivate the habit of banking and saving amongst the younger generation.

  13. Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding.

  14. No hidden costs.

  15. Deposits are insured by DICGC.

  16. Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.

  17. Provision for nomination.          
Terms and Conditions :
  1. Unlimited period of time of deposit.

  2. Minimum balance is required to be maintained. Please check Minimum Balance Charges from Service Charges Booklet.

  3. Formal documents required

    • Domicile Certificate.

    • Introducers being the holders of Nainital Bank.

    • Passport size photograph.

    • IT Declaration (Form60/61).

    • In case personal introduction in not possible approved documents i.e. election I-Card, driving license, pan card, passport may be applicable as per Banks norms.