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  • IN VIEW OF COVID-19 CRISIS 'EMERGENCY CREDIT LINE GUARANTEE SCHEME' IS AVAILABLE IN OUR BANK FOR MEETING THE ADDITIONAL TERM LOAN/WORKING CAPITAL FACILITY UPTO 20% OF TOTAL OUTSTANDING AS ON FEBRUARY,29,2020 TO ELIGIBLE BUSINESS ENTERPRISES /MSMEs.new

  • Our Chairman & CEO Mr. Dinesh Pant has been elevated to TEG Grade / Scale VII in the rank of General Manager in Bank of Baroda w.e.f. 01.04.2020.new

  • Bank has reduced its MCLR by 30 basic points (bps), now MCLR for one year is 7.85%.new

  • Bank has reduced NRLLR by 75 basic points(bps), now NRLLR is 7.40%.new

  • Bank has launched COVID Emergency Credit Line (NCECL) loan scheme to provide liquidity support to borrowers impacted by COVID-19 pandemic.new

  • Bank has formulated Naini Kissan Credit Card (NKCC) scheme for meeting working capital requirements for animal husbandry and fisheries activities to help the farmers.new

  • Bank has also revised its SEED POLICY for credit facilities to seed processing units for FY-2020-21 wherein interest rate has been linked with CMR rating and collateral coverage.new

  • Mr. Dinesh Pant, Chairman & CEO, Nainital Bank donated his ONE month salary to "PM CARES" for COVID 19 outbreak victims.new

  • Nainital Bank is contributing Rs. 11.00 lakh (Rs. Eleven lakh only) for Chief Minister Relief Fund under CSR for COVID 19 outbreak victims. new

  • Employees of Nainital Bank contributed Rs. 14.20 lakh (Rs. Fourteen lakh twenty thousand only ) for "PM CARES" for COVID 19 outbreak victims.new

  • Bank has opens its 141st Branch at Canal Road, Dehradun .new

  • 97th Annual General Meeting of Nainital Bank held on 20th September 2019, at Nainital
    -Click here for Press Releasenew

  • Launch Of New SB Scheme –Naini Mahila Samrudhi Savings Bank Accountnew
  • Declaration of Result of Online Examination for Recruitment of Officers and Clerks held on August 24 & 25, 2019new

  • Notice for Shareholdersnew

  • Bank sponsored children's football team tournament on 15th August, 2019 where our Chairman & CEO Sh. Dinesh Pant was Chief Guestnew

  • Bank has reduced its interest rates on various Retail products:
    Now Home Loan is available @ 8.40% p.a.
    Car Loan @ 8.80% p.a.
    Education Loan @ 9.60% p.a.
    Personal Loan @ 11.40% p.a.
    Loan to Govt. Contractors @ 9.20% p.a.new

  • Bank celebrated it's 98th foundation day on 31st July, 2019 with gaiety and enthusiasmnew

  • Waiver of processing, documentation & other charges applicable to "Apna Asiana” and “Suhana Safar” up to 30.09.2019. new
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Home > Personal Banking > Deposit > Saving Account > Naini Mahila Samrudhi Saving Bank Account
Naini Mahila Samrudhi Saving Bank Account
Saving Bank Account :

These accounts are designed to help the women customers to inculcate the habit of saving money and to meet their future requirement of money. Amount can be deposited/ withdrawn from these accounts by way of cheques / withdrawal slips. It helps the customers to keep minimum cash at home besides earning interest.

Eligibility :

Any Women Resident Individual - Single Accounts, Illiterate Persons, Visually Impaired persons, Purdanasheen Ladies.

Features :
  1. Minimum balance in account(QAB):

    • Rs 3000/- for Metro/Urban

    • Rs 2000/- for semi urban

    • Rs 1000/- for Rural


  2. 1st Year Free RuPay Debit Card

    • Current selective Offers on Rupay Debit Card is as under & is subject to change from time to time

    • Rs 1 Lacs accidental insurance up to 70  Years of age

  3. 0.25% lower interest rates on two/four wheelers

  4. 0.50% lower interest rate in education loan for girl child.

  5. 25% waiver on annual locker charges.

  6. Free 25 cheque leaves in a year

  7. SMS alert facility free for 1st year.

  8. 25% waiver on processing charges on Auto Loan, Education Loan and Mortgage Loan.100% waiver in processing charges for personal loan.

  9. Sweep facility is available on request only on and above Rs 50,000 in multiple of Rs 10,000 for 90 days.

  10. Reverse sweep will happen in multiple of Rs 10000

  11. Simplest deposit option available to the depositor.

  12. An ideal option to cultivate the habit of banking and saving amongst the younger generation.

  13. Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding.

  14. No hidden costs.

  15. Deposits are insured by DICGC.

  16. Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.

  17. Provision for nomination.          
Terms and Conditions :
  1. Unlimited period of time of deposit.

  2. Minimum balance is required to be maintained. Please check Minimum Balance Charges from Service Charges Booklet.

  3. Formal documents required

    • Domicile Certificate.

    • Introducers being the holders of Nainital Bank.

    • Passport size photograph.

    • IT Declaration (Form60/61).

    • In case personal introduction in not possible approved documents i.e. election I-Card, driving license, pan card, passport may be applicable as per Banks norms.