Naini Kisan Credit Card Scheme Naini Bank Kisan Special Gold Card Scheme Naini Kisan Credit Card Scheme Working Tractor Loan

Naini Bank Special Kisan Gold Card Scheme

Purpose

For raising various crops based on scale of finance.

Short term requirement like maintenance of tractor/ farm implements, annual repairs, cost of fuel etc.

Eligibility:

All farmers (owning the land in single or jointly) having minimum land holding of 2 hectares &above.

Age criteria :

Minimum – 18 years

Minimum – 18 years

 

Maximum Amount of Finance :

Rs.50.00Lakh

Margin :

Nil.

Features :

Interest subvention of 2.00% p.a. & additional interest subvention of 3.00% p.a. to those farmers repaying the short term crop limit timely i.e. from the date of disbursement of the working capital loan upto the actual date of repayment/subject to a maximum period of one year from the date of disbursement. (Depending upon branch categorization & subject to GOI directives)