Naini Bank Kisan Gold Card Scheme

Purpose

For raising various crops based on scale of finance.

Short term requirement like maintenance of tractor/ farm implements, annual repairs, cost of fuel etc.

Eligibility:

All farmers (owning the land in single or jointly)

Maximum Amount of Finance :

Rs.50.00Lakh

Margin :

Nil.

Features :

Interest subvention of 2.00% p.a. & additional interest subvention of 3.00% p.a. to those farmers repaying the short term crop limit timely i.e. from the date of disbursement of the working capital loan upto the actual date of repayment/subject to a maximum period of one year from the date of disbursement. (Depending upon branch categorization & subject to GOI directives)