Nainital Bank - Home Page
  • Mr. Dinesh Pant, Chairman & CEO, Nainital Bank donated his ONE month salary to "PM CARES" for COVID 19 outbreak victims.new

  • Nainital Bank is contributing Rs. 11.00 lakh (Rs. Eleven lakh only) for Chief Minister Relief Fund under CSR for COVID 19 outbreak victims. new

  • Employees of Nainital Bank contributed Rs. 14.20 lakh (Rs. Fourteen lakh twenty thousand only ) for "PM CARES" for COVID 19 outbreak victims.new

  • Bank has opens its 141st Branch at Canal Road, Dehradun .new

  • 97th Annual General Meeting of Nainital Bank held on 20th September 2019, at Nainital
    -Click here for Press Releasenew

  • Launch Of New SB Scheme –Naini Mahila Samrudhi Savings Bank Accountnew
  • Declaration of Result of Online Examination for Recruitment of Officers and Clerks held on August 24 & 25, 2019new

  • Notice for Shareholdersnew

  • Bank sponsored children's football team tournament on 15th August, 2019 where our Chairman & CEO Sh. Dinesh Pant was Chief Guestnew

  • Bank has reduced its interest rates on various Retail products:
    Now Home Loan is available @ 8.40% p.a.
    Car Loan @ 8.80% p.a.
    Education Loan @ 9.60% p.a.
    Personal Loan @ 11.40% p.a.
    Loan to Govt. Contractors @ 9.20% p.a.new

  • Bank celebrated it's 98th foundation day on 31st July, 2019 with gaiety and enthusiasmnew

  • Waiver of processing, documentation & other charges applicable to "Apna Asiana” and “Suhana Safar” up to 30.09.2019. new

141 Branches - 100% CBS/RTGS/NEFT Enable
Home > Personal Banking > Loan > FINANCING AGAINST IMMOVABLE PROPERTY
FINANCING AGAINST IMMOVABLE PROPERTY
Eligibility :
  • Individuals : Salaried/Professional, Self Employed, Business persons, Agriculturists & Others, (whose income is considered for eligibility) should be employed /engaged in business/profession for a minimum period of -3- years.

  • Corporate Entities :

    • The Firm/ Company should have been established in the line of activity for a minimum period of 3 years.

    • The Firm/ Company must be profit making for the last three years.

Quantum of Finance :

Minimum : Rs.5.00 Lacs

Maximum : (For all category of borrowers) :

  • Metro branches: Rs.5.00 Crores

  • Urban branches: Rs.3.00 Crores

  • Semi Urban branches: Rs.2.00 Crores

  • Rural branches: Rs.25 Lacs
Margins :

40% on Value of immovable properties


Repayment Period :

Term Loan : up to -84- months.

Moratorium period : Maximum -3- months. Interest to be recovered separately as & when applied in the account during moratorium period.

Overdraft : -12- months subject to annual review


Rate Of Interest :

Click here for latest Rate of Interest