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140 Branches - 100% CBS/RTGS/NEFT Enable
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Performance Highlights 2013-14
  • Total Business stood at Rs.7120 crore.
  • Deposit increased to Rs.4650 crore.
  • Gross advances increased to Rs.2470 crore.
  • CASA to total deposits stood at 36.33%.
  • C.D. Ratio stands at 53.12%.
  • Bank’s Net Owned funds increased to Rs.445.28 crore.
  • Cost of Deposits stands at 7%.
  • Yield on Advances stands at 12.53%.
  • Priority Sector Lending stands at 64.22% of adjusted net bank credit against RBI stipulation of minimum 40%.
  • Operating profit increased to Rs.96.86 crore.
  • Net Profit stood at Rs.65.42 crore.
  • Capital Adequacy Ratio stood at 15.02% as per Basel-II and 15.13% as per Basel-III norms.
  • Gross NPA to gross advances stood at 2.47%.
  • Net NPA remains at 0.00% (Zero Level).
  • Net Interest Margin (NIM) stands at 3.71%.
  • Return on Average Assets (RoA) stood at 1.48%.
  • Business per Employee increased to Rs.8.73 crore from 7.48 crore.
  • Book value per share stands at Rs.65.97.
  • Earnings per share (EPS) stood at Rs.9.69.
  • All Branches working on CBS platform with RTGS/NEFT and SMS alert facility.
  • Implementation of Financial Inclusion plan in line with RBI/GOI Directives.