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Naini Champ Savings Bank Account:

Naini Champ Savings Bank Account

hese accounts are designed to attract the minor individuals (personal customers) to inculcate the habit of saving money. Amount can be deposited/ withdrawn from these accounts by way of deposit slip/withdrawal slips. It helps the minor customers earn interest and to inculcate financial Discipline.

Eligibility:

Any minor can open his account, accounts of minors having age less than or equal to 10 years can be opened and operated by his/her natural/legally appointed natural guardian. The minors above 10 years can open and operate account independently.

Features

Account to open with Zero Balance

50% waiver on applicable charges on RTGS/NEFT and Demand draft/Banker’s Cheque.

Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding.

>Deposits are insured by DICGC.

Interest being calculated on daily product basis and will be credited quarterly or at the time of closing the Account.

Provision for nomination.

Terms & Conditions:

  • Formal documents required

Domicile Certificate.

Introducers being the holders of Nainital Bank.

Passport size photograph.

IT Declaration of Natural/Legal guardian (Form60/61).

Proof of Possession of Aadhar Number.

Certificate issued from school with verified photograph.

In case personal introduction in not possible approved documents i.e. election I-Card, driving license, pan card, passport may be applicable as per Banks norms.