Nainital Bank

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As per the extant guidelines of the bank, all Retail and MSME floating rate loans sanctioned prior to 01.10.2019 and are presently outstanding and linked to MCLR/ Base Rate/ BPLR, have an option to switch their credit facility to External Benchmark Linked Rate, i.e, RBI Repo linked rate. In this regard, all the eligible borrower/s of the bank may approach their base branch to exercise the option to link their credit facility to External Benchmark Linked Lending Rate.(Terms & Conditions apply.) | Service Charges to be revised from 01.01.2024, visit download section to view the revised charges | KYC UPDATION PENDING- SUBMIT KYC AT YOUR BRANCH The customers are requested to submit the KYC to the bank otherwise the account will be freezed. * Click here for list. new

| Dear Customers - For availing the benefits of Nomination Facility in your account with The Nainital Bank Limited,you are requested to visit your branch and register nomination in your account. |

Government Sponsored Schemes

Atal Pension Yojana (APY)

A retirement-focused scheme offering fixed monthly pension benefits post the age of 60. The age of the subscriber should be between 18 - 40 years. Any citizen between the age of 18 and 40 years, who is income tax payer, shall not be eligible to join APY w.e.f 1st October, 2022. This amendment is not applicable to existing APY subscribers/ income tax payers who have already joined APY by 30.09.2022.

Disclaimer: Administered by PFRDA. Benefits subject to compliance with scheme conditions.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

PMJJBY is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered / administered through LIC. It is a low-premium life insurance plan providing ?2 lakh cover for individuals aged 18 to 50.

Policy: Risk cover is for one year, renewable from year to year, every year the Policy is renewed in the Month of May wherein balance in the account has to be maintained for Auto Renewal of policy for the next Policy Year.

Disclaimer: Subject to underwriting norms and terms of the respective insurer.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

PMSBY is an Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. It is a one-year cover, renewable from year to year. The scheme is offered / administered through National Insurance Company Limited It is an Affordable accidental insurance for individuals aged 18 to 70, offering cover up to ?2 lakh.

Disclaimer: Exclusions and conditions apply. Insurer decisions are final for claims.

Important Disclaimer

Nainital Bank Ltd. is a licensed corporate agent registered with IRDAI (Registration No. CA0211) for soliciting insurance business. We do not underwrite insurance risk or act as insurers. All insurance-related services are offered through third-party insurers. Participation in all schemes mentioned is voluntary and subject to eligibility and terms and conditions.

Head Office

The Nainital Bank Limited,Head Office,
Seven Oaks Building, Mallital, Nainital
Uttarakhand - 263001

Call Center

For ATM/Other Unauthorised /fraudulent transactions related grievance: 1800 180 4031 (24*7 Support)
For Queries/Suggestions/Feedback/ Grievance other than ATM (10 AM to 6 PM ): +918069840140 (This facility is not available on 2nd & 4th Saturdays, all Sundays and Bank Holidays)

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