Nainital Bank - Home Page
  • Bank has opened it's 161st Branch at VILLAGE SAKENIYA, GADARPUR, DISTT UDHAM SINGH NAGAR, UTTARAKHAND and 162nd BRANCH AT VILLAGE RAJPUR, JASPUR, DISTT UDHAM SINGH NAGAR, UTTARAKHAND on 10th June, 2021.


  • Scrutinizer's report on postal ballot.new

  • Application for Secretarial Auditor In the Banknew

  • Bank opened it's 158th Branch at Talli Bamori, Haldwani and 159th Branch at Beria Daulat, Bazpur on 10th March, 2021. Sh. Dinesh Pant, Chairman & CEO inaugurated the Branches.new

  • Bank opened its 156th Branch at PRATAPUR, KASHIPUR, RAMNAGAR ROAD, Distt: Udhamsingh Nagar (Uttrakhand) and 157th Branch at Bharatpur, Kunda, Jaspur Distt: Udhamsingh Nagar (Uttarakhand) on 06th March, 2021 SH. Dinesh Pant, Chairman & CEO inaugurated the Branches.new

  • Notice for shareholder for postal ballotnew

  • Bank opened it's 154th Branch at THAKURDWARA, Moradabad (Uttar Pradesh) on 25th February, 2021. SH. Dinesh Pant, Chairman & CEO inagurated the Branch.

  • BANK OPENED ITS 153rd BRANCH AT RAJESHWARAM, DEHRADUN ON 19.02.2021.. SH. DINESH PANT, CHAIRMAN & CEO INAUGURATED THE BRANCH.

  • A Press Conference was called at 11.00 AM on 21.01.2021 at Bank's Head Office, Nainital wherein Bank's Chairman & CEO Shri Dinesh Pant appraised and eleborated before the Print and Electronic Media about the Financial Results and Progress of the Bank in different parameters as on 31st December, 2020.

  • *BANK OPENED IT's 151th at Branch at Nathuawala, Raipur, Dehradun and 152 nd Branch at Jhajra, Dehradun on 28 th December, 2020. Hon'ble Shree Dinesh Pant, Chairman & Chief Executive Officer Inaugurated both the branches*

  • BANK OPENED ITS 149th BRANCH AT BHAUWALA, DEHRADUN AND 150th BRANCH AT CHIDDERWALA, DEHRADUN ON 6th NOVEMBER, 2020. SH. DINESH PANT, CHAIRMAN & CEO INAUGURATED BOTH THE BRANCHES

  • BANK OPENED ITS 148TH BRANCH AT BHANIYAWALA, DEHRADUN ON 5TH OCTOBER, 2020. MR. DINESH PANT, CHAIRMAN & CEO INAUGURATED SAHASTRADHARA AND BHANIYAWALA BRANCHES.new

  • Bank opened its 146th Branch at Danpur, Rudrapur on 29.09.2020 and 147th Branch at Govindpuram, Ghaziabad on 30.09.2020. Mr. Dinesh Pant, Chairman & CEO of the Bank inaugurated both the branches.new

  • 98th Annual General Meeting of Nainital Bank held on 10th September,2020 through VC at Bank's Head Office, Nainital.new

  • Bank paid tribute to its founder father Bharat Ratna Pt. Govind Ballabh Pant on his 133rd birth anniversary on 10th September,2020.new

  • Notice for shareholders new

  • Bank celebrated its 99th Foundation day with great fervour and enthusiasm by organizing simple events and remembering and paying tribute to its founder fathers including Bharat Ratna Pt. Govind Ballabh Pant.new

  • Bank has opened its 145th branch at Jail Road Crossing, Haldwani on the auspicious day of Bank's 99th Foundation day. Our hon'ble Chairman & CEO Sh. Dinesh Pant inaugurated the branch.new

  • To fulfill its CSR responsibilities Bank adopted Himalayan black bear, Red Panda, Goral, Kaliji Pheasant and love bird for one year at G.B.O\Pant High Altitude Zoo at Nainital alongwith tree plantation activity on ceremonial occasion of Bank's 99th Foundation Day.new

  • IN VIEW OF COVID-19 CRISIS 'EMERGENCY CREDIT LINE GUARANTEE SCHEME' IS AVAILABLE IN OUR BANK FOR MEETING THE ADDITIONAL TERM LOAN/WORKING CAPITAL FACILITY UPTO 20% OF TOTAL OUTSTANDING AS ON FEBRUARY,29,2020 TO ELIGIBLE BUSINESS ENTERPRISES /MSMEs.new

  • Our Chairman & CEO Mr. Dinesh Pant has been elevated to TEG Grade / Scale VII in the rank of General Manager in Bank of Baroda w.e.f. 01.04.2020.new

  • Bank has launched COVID Emergency Credit Line (NCECL) loan scheme to provide liquidity support to borrowers impacted by COVID-19 pandemic.new

  • Bank has formulated Naini Kissan Credit Card (NKCC) scheme for meeting working capital requirements for animal husbandry and fisheries activities to help the farmers.new

  • Bank has also revised its SEED POLICY for credit facilities to seed processing units for FY-2020-21 wherein interest rate has been linked with CMR rating and collateral coverage.new

  • Mr. Dinesh Pant, Chairman & CEO, Nainital Bank donated his ONE month salary to "PM CARES" for COVID 19 outbreak victims.new

  • Nainital Bank is contributing Rs. 11.00 lakh (Rs. Eleven lakh only) for Chief Minister Relief Fund under CSR for COVID 19 outbreak victims. new

  • Employees of Nainital Bank contributed Rs. 14.20 lakh (Rs. Fourteen lakh twenty thousand only ) for "PM CARES" for COVID 19 outbreak victims.new

  • "Bank requires career oriented professionals as specialist officers in the category of Chartered Accounts, Credit Officers, Marketing Officers, IT Officers,Risk Officer, Planning Officer and Law officer". For details visit the Bank's website. new

  • Bank's esteemed customers are informed that the ATM withdrawal limit per Card per day reduced from Rs 40,000/- to Rs 20,000/- w.e.f. November 01,2018.

  • All esteemed customers holding magnetic cards are requested to get their cards replaced with EMV chip cards for uninterrupted card services.

162 Branches - 100% CBS/RTGS/NEFT Enable
Home > Business Banking > Mobile Banking Services
Mobile Banking Services (NAINI MOBILE)

It is another innovative utility by Nainital Bank for the techno savvy customers. An ordinary mobile phone can make your banking experience more friendly and enjoyable by letting you stay connected with your account at any time. Mobile Banking is independent of the handset model and you can avail this facility from most of the service providers (GSM/CDMA).All that you have to do is to enter simple text messages for operating Mobile Banking.

Now you can send/receive money using mobile number and an additional 7 digit MMID number. The benefits are multiple-

  • No need to register the payee/beneficiary.
  • Transfer of funds is real time i.e. the credit will hit beneficiary’s account almost instantaneously.

Only Mobile Banking customers can remit money under IMPS. However, all customers can receive funds in their accounts using this Service.

If you wish to receive funds through IMPS, please register your mobile number with the Bank and get 7 digits MMID. For receiving remittance, you will share your mobile number and MMID with the person sending money (remitter).

Key Benefits and Features :

IMPS offer an instant, 24X7, interbank electronic fund transfer service through mobile phones. IMPS facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.

Mobile Banking Keywords :

Mobile Number for Sending message: 9219510023 (Send a message to 9219510023 for respective transaction using the following keywords)

Transaction Keyword :
  1. Non Financial Transaction

    Know your MMID:
    MMID<16 Digit  Account Number >
    Example: MMID XXXXXXXXXXXX7234 Where: 
    XXXXXXXXXXXX7234 - Account Number

    Cancel MMID
    CANCELMMID < 16 Digit Account Number>
    Example: CANCELMMID 
    XXXXXXXXXXXX7234 Where: XXXXXXXXXXXX7234 - Account Number

    Generate MPIN
    GMPIN <MMID>  <16 digit  Account Number> <Validation Data> <New MPIN>  

    *Validation data: Combination of 4 numeric digit of PAN number and 8 digit of DOB
    Example: if PAN Number is ABHPL1967B and Date of Birth (DOB) is 27.12.1982 than validation data will be 196727121982

    Example: GMPIN 9184001 XXXXXXXXXXXX7234 196727121982 1234
    Where: 9184001- MMID, XXXXXXXXXXXX7234- 16 digit Account number, 196727121982- Validation data, 1234 – New MPIN


    Mini statement-IMPS
    ST < 16 Digit Account Number>
    Example: ST
    XXXXXXXXXXXX7234 where XXXXXXXXXXXX7234- Account Number

    Transaction Inquiry - IMPS
    INQ <Ref Number>
    Example: INQ 323111000561 Where 323111000561- Ref No

    Balance Inquiry
    BAL <16 Digit Account Number>
    Example: BAL
    XXXXXXXXXXXX7234 where XXXXXXXXXXXX7234- Account Number

    Mini statement-CBS
    MINI <16 Digit Account Number>
    Example: MINI
    XXXXXXXXXXXX7234 where XXXXXXXXXXXX7234- Account Number

  1. Financial Transaction

    1. P2P (Person to Person)

       

      IMPS  <Beneficiary Mobile No>  <Beneficiary MMID>  <Transaction Amount>  <MPIN>  <Last 3 digit of Remitter MMID>  < Remark >

      Example: IMPS 9410952051 9002002 2500.00 1234 111 001 abc

      Where: 9410952051- beneficiary mobile no, 9002002- Beneficiary MMID,25000.00-Transaction Amount, 1234- Remitter MPIN, 111- Last 3 digit of Remitter MMID , abc- Remark

    2.  

    3. P2A (Person to Account)

      IMPS  <Beneficiary Account No>  <Beneficiary IFSC>  <Account Type>  <Transaction Amount>  <MPIN>  <Last 3 digit of Remitter MMID>  < Remark >

      Example: IMPS 11806104498 SBIN0002974 10 2500.00 1234 111 abc

      Where: 11806104498- Beneficiary Account No , SBIN0002974- Beneficiary IFSC
      10- Account type, 25000.00- Transaction Amount, 1234- MPIN 111- Last 3 digit of
      Remitter MMID, abc- Remark

      *Account Type for Saving- 10, for Current-11, for Overdraft- 12, for Cash Credit-13 & for Loan-14

Mobile Banking Help Desk Number & E-mail ID :

Mobile Banking Help Desk TOLL FREE no : 1800- 180 – 4031
Mobile Banking Help Desk Land Line no : 05946 – 250152
Mobile Banking Help Desk E-mail id : mbshelpdesk@nainitalbank.co.in

Application Form

FAQs on IMPS for Customers

Participating Banks :

An updated list of participating Banks is available under NPCI website www.npci.org.in/bankmember.aspx

Unified Payments Interface is a real time inter Bank payment system that allows sending or requesting money. Any UPI based app may be used and multiple bank accounts may be linked to a single app. Money can be sent or requested with the following methods:

  • Virtual Payment Address (VPA) or UPI ID: Send or request money from/to bank account mapped using VPA.
  • Mobile number: Send or request money from/to the bank account mapped using mobile number.
  • Account number & IFSC- Send money to the bank account.
  • QR code: Send money by QR code which has enclosed VPA, Account number and IFSC or Mobile number.
Key Benefits and Features :
  • Instant transfer of fund through Immediate Payment Service (IMPS) which is faster than NEFT.
  • One can use UPI 24 hours and on all public holidays.
  • Single mobile application for accessing multiple bank accounts.
  • Uses Virtual Payment Address which is a unique ID as given by the bank.
  • Uses Account Number with IFS Code and Mobile Number with MMID or Mobile Money Identifier.
UPI- A Secure Platform :

This interface is based on the 2 Factor Authentication with a seamless single click payment. 2 Factor Authentication is quite similar to OTP. Here, MPIN will be used instead of OTP.

Steps to avail UPI facility :
  • Customer needs to be registered for mobile banking (Form available on https://www.nainitalbank.co.in/pdf/MobileBanking_ApplicationForm_with_TC.pdf ) and have a debit card issued for the respective account.
  • Post successful registration customer needs to download NPCI's BHIM UPI mobile application or any other UPI based mobile application like PhonePe, Google Pay, PayTM etc. from Android Play Store or Apple App store depending on whether the phone is Android or iOS based.
  • Customer specifies his choice of SIM which he/she wants to register on a dual sim device (in a single sim device, application automatically fetches the mobile number and proceeds) and thereby an outward encrypted SMS is sent from customer’s phone.
  • The customer logs in to the application & selects the option - “Add a Bank” and selects “Nainital Bank”. The account details of respective Savings and Current Account including Account Number & IFSC registered for that mobile number are returned to the application.
  • The customer selects the respective Nainital Bank account which he/she wants to add to UPI application and links the bank and account number with the virtual id in the format mobilenumber@upi e.g. 1234567890@upi
  • If the user has not setup UPI PIN before in any UPI based application, they can request UPI PIN to be setup during the account adding process using the last 6 digits of Debit Card and its expiry date.
UPI Help Desk Number & E-mail ID:

TOLL FREE no :

1800- 180 – 4031

Land Line no :

05946 – 250152

E-mail id :

mbshelpdesk@nainitalbank.co.in