Nainital Bank - Home Page
  • BANK OPENED ITS 149th BRANCH AT BHAUWALA, DEHRADUN AND 150th BRANCH AT CHIDDERWALA, DEHRADUN ON 6th NOVEMBER, 2020. SH. DINESH PANT, CHAIRMAN & CEO INAUGURATED BOTH THE BRANCHES

  • BANK OPENED ITS 148TH BRANCH AT BHANIYAWALA, DEHRADUN ON 5TH OCTOBER, 2020. MR. DINESH PANT, CHAIRMAN & CEO INAUGURATED SAHASTRADHARA AND BHANIYAWALA BRANCHES.new

  • Bank opened its 146th Branch at Danpur, Rudrapur on 29.09.2020 and 147th Branch at Govindpuram, Ghaziabad on 30.09.2020. Mr. Dinesh Pant, Chairman & CEO of the Bank inaugurated both the branches.new

  • 98th Annual General Meeting of Nainital Bank held on 10th September,2020 through VC at Bank's Head Office, Nainital.new

  • Bank paid tribute to its founder father Bharat Ratna Pt. Govind Ballabh Pant on his 133rd birth anniversary on 10th September,2020.new

  • Notice for shareholders new

  • Bank celebrated its 99th Foundation day with great fervour and enthusiasm by organizing simple events and remembering and paying tribute to its founder fathers including Bharat Ratna Pt. Govind Ballabh Pant.new

  • Bank has opened its 145th branch at Jail Road Crossing, Haldwani on the auspicious day of Bank's 99th Foundation day. Our hon'ble Chairman & CEO Sh. Dinesh Pant inaugurated the branch.new

  • To fulfill its CSR responsibilities Bank adopted Himalayan black bear, Red Panda, Goral, Kaliji Pheasant and love bird for one year at G.B.O\Pant High Altitude Zoo at Nainital alongwith tree plantation activity on ceremonial occasion of Bank's 99th Foundation Day.new

  • IN VIEW OF COVID-19 CRISIS 'EMERGENCY CREDIT LINE GUARANTEE SCHEME' IS AVAILABLE IN OUR BANK FOR MEETING THE ADDITIONAL TERM LOAN/WORKING CAPITAL FACILITY UPTO 20% OF TOTAL OUTSTANDING AS ON FEBRUARY,29,2020 TO ELIGIBLE BUSINESS ENTERPRISES /MSMEs.new

  • Our Chairman & CEO Mr. Dinesh Pant has been elevated to TEG Grade / Scale VII in the rank of General Manager in Bank of Baroda w.e.f. 01.04.2020.new

  • Bank has launched COVID Emergency Credit Line (NCECL) loan scheme to provide liquidity support to borrowers impacted by COVID-19 pandemic.new

  • Bank has formulated Naini Kissan Credit Card (NKCC) scheme for meeting working capital requirements for animal husbandry and fisheries activities to help the farmers.new

  • Bank has also revised its SEED POLICY for credit facilities to seed processing units for FY-2020-21 wherein interest rate has been linked with CMR rating and collateral coverage.new

  • Mr. Dinesh Pant, Chairman & CEO, Nainital Bank donated his ONE month salary to "PM CARES" for COVID 19 outbreak victims.new

  • Nainital Bank is contributing Rs. 11.00 lakh (Rs. Eleven lakh only) for Chief Minister Relief Fund under CSR for COVID 19 outbreak victims. new

  • Employees of Nainital Bank contributed Rs. 14.20 lakh (Rs. Fourteen lakh twenty thousand only ) for "PM CARES" for COVID 19 outbreak victims.new

  • "Bank requires career oriented professionals as specialist officers in the category of Chartered Accounts, Credit Officers, Marketing Officers, IT Officers,Risk Officer, Planning Officer and Law officer". For details visit the Bank's website. new

  • Bank's esteemed customers are informed that the ATM withdrawal limit per Card per day reduced from Rs 40,000/- to Rs 20,000/- w.e.f. November 01,2018.

  • All esteemed customers holding magnetic cards are requested to get their cards replaced with EMV chip cards for uninterrupted card services.

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Performance Highlights

Performance of the Bank for the Quarter ended 30th September, 2020
Branch Network
  • The number of branches of the Bank stood at 148 as on 30th September, 2020. In the current financial year 2020-21 Bank has planned to open 25 more new branches. Out of which 07 branches have been opened so far.
Deposits
  • Deposits of the Bank stood at Rs. 7444.98 crore as on 30/09/2020 in comparison to Rs 7815.15 as on 30/09/2019. Average deposit which was Rs. 7484.35 crore as on 30/09/2019 has decreased to Rs. 7249.88 crore.
  • CASA Deposits increased from Rs. 2,270.73 crore as on 30/09/2019 to Rs. 2576.39 crore as on 30/09/2020, registering 13.46% annualized growth. Share of low cost deposit stood at 34.61% as on 30/09/2020 against 29.06% last year. However, the average CASA deposit has been increased from Rs. 2181.04 crore as on 30/09/2019 to Rs. 2368.79 crore as on 30/09/2020 registering a growth of 8.61%.
  • Savings Bank Deposits increased from Rs. 1966.77 crore as on 30/09/2019 to Rs.2192.33 crore as on 30/09/2020 showing annualized growth of 11.47%. However, the average Savings Bank Deposit has been increased from Rs. 1886.76 crore as on 30/09/2019 to Rs. 2,078.15crore as on 30/09/2020 registering a growth of 8.08%.
  • Demand Deposits of the Bank which was Rs. 303.96 crore as on 30/09/2019 increased to Rs. 384.06 crore as on 30/09/2020 showing growth of 26.35%. However, the average Demand Deposit has been increased from Rs. 258.22 crore as on 30/09/2019 to Rs. 290.64 crore as on 30/09/2020 registering a growth of 12.56%.
  • Term Deposits of the Bank stood at Rs. 4868.59 crore as on 30/09/2020 against Rs. 5544.42 crore as on 30/09/19, registering decline of 12.19%.
Advances
  • Gross Advances of the Bank decreased from Rs. 4004.32 crore as on 30/09/2019 to Rs. 3970.49crore as on 30/09/2020. Average Advances decreased from Rs. 3704.58 crore as on 30/09/2019 to Rs. 3688.92crore as on 30/09/2020 registering a growth of 6.02%.
Business
  • Business of the Bank which was Rs. 11819.44 crore as on 30/09/2019 stood at Rs. 11,415.47 crore as on 30/09/2020, showing decline of 3.42%. The average Business registered increase from Rs. 10,516.29 crore as on 30/09/2018 to Rs. 10,963.75 crore as on 30/09/2019, a growth of 4.25%.
C. D. RATIO (%)
  • C. D. Ratio of the Bank stood at 53.33% as on 30/09/2020 as against 51.24% as on 30/09/2019.
NPA
  • Gross NPA’s of the Bank which was Rs. 479.71 Crores as on 30.09.2019 increased to Rs.531.47 Crores as on 30.09.2020 and it was increased by Rs 51.76 Crores from 30.09.2019. On percentage terms, Gross NPA to Gross Advances increased to 13.39% as on 30.09.2020 against 11.98% as on 30.09.2019. Net NPA to Net Advances of the Bank stood at Rs. 160.34 Crores (4.45%) as on 30.09.2020 against Rs. 262.77 Crores (6.94%) last year.
  • The increase in gross NPA during 30th September, 2020 as compared with 31st March, 2020 is mainly due to addition/increase of NPA amount of approximately Rs. 12.96 crore.
PROFITABILITY

Operating Profit of the Bank stood at Rs. 64.18 Crores as on 30.09.2020 against Rs. 65.16 Crores as on 30.09.2019 showing a decline of 1.50%. After making all provisions for estimated liabilities, the Net Profit of the Bank stood at Rs 24.83 Crores as on 30.09.2020, against Rs. 23.08 Crores as on 30.09.2019