Performance Highlights

Total Deposits of the Bank stood at Rs. 8,255.82 crore as on 31/03/2025 compared to Rs. 8,267.75 crore as on 31/03/2024 showing decline of 0.14%.

CASA Deposits stood at Rs. 3,424.06 crore as on 31/03/2025 compared to Rs. 3,451.62 crore as on 31/03/2024, showing a decline of 0.80%. Share of low-cost deposit stood at 41.47% as on 31/03/2025 against 41.75% last year.

Savings Bank Deposits stood at Rs. 2,935.66 crore as on 31/03/2025 compared to Rs.2,950.21 crore as on 31/03/2024 i.e. a decline of 0.49%.

Demand Deposits of the Bank stood at Rs. 488.40 crore as on 31/03/2025 compared to Rs. 501.41 crore as on 31/03/2024 i.e. a decline of 2.60%.

Term Deposits of the Bank stood at Rs. 4,831.76 crore as on 31/03/2025 against Rs.4,816.13 crore as on 31/03/2024 showing increase by 0.32%.

Gross Advances of the Bank increased from Rs. 4,819.13 crore as on 31/03/2024 to Rs. 4,969.86 crore as on 31/03/2025, rise by 3.13%.

C. D. Ratio of the Bank improved to 60.20% as on 31/03/2025 as against 58.29% as on 31/03/2024.

Gross NPA’s of the Bank decreased from Rs. 398.67 crore as on 31/03/2024 to Rs. 386.20 crore as on 31/03/2025. Gross NPA to Gross Advances percentage stood at 7.78% as on 31/03/2025. Net NPA to Net Advances % stood at 0.56% as on 31st March, 2025.

The Operating Profit (before MTM) increased by 9.09% from Rs. 81.61 crore to Rs. 89.03 crore for the year ending 31/03/2025. The Net Profit of the Bank increased to Rs. 50.61 crore as on 31/03/2025, compared to Rs. 47.10 crore as on 31/03/2024, showing an accelerated growth of 7.45%.