As per the extant guidelines of the bank, all Retail and MSME floating rate loans sanctioned prior to 01.10.2019 and are presently outstanding and linked to MCLR/ Base Rate/ BPLR, have an option to switch their credit facility to External Benchmark Linked Rate, i.e, RBI Repo linked rate. In this regard, all the eligible borrower/s of the bank may approach their base branch to exercise the option to link their credit facility to External Benchmark Linked Lending Rate.(Terms & Conditions apply.)      |      Service Charges to be revised from 01.01.2024, visit download section to view the revised charges      |      KYC UPDATION PENDING- SUBMIT KYC AT YOUR BRANCH The customers are requested to submit the KYC to the bank otherwise the account will be freezed. * Click here for list.      |      Dear Customers - For availing the benefits of Nomination Facility in your account with The Nainital Bank Limited,you are requested to visit your branch and register nomination in your account.      |