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  • Bank has opened its 129th Branch at Moradabad Road, Kashipur and 130th branch at Kanth Road, Moradabad. new

  • Notice- Extension of last date for submission of Applications for Recruitment of Specialist Officers(Notification dated October 15, 2016)new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto 31.03.2017.new

  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun and Haldwani.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

130 Branches - 100% CBS/RTGS/NEFT Enabled
Home > Personal Banking > Loan > Apna Ashiana For Home
waiver
Apna Ashiana For Home     
Scheme For Granting Housing Loans :

The scheme is formed with the objective to solve the problem of housing by providing Housing Credit to the eligible constituents for the following purposes.

  • To construct/purchase a new house/flat.

  • To purchase a ready built house, which should not be more than 20 (twenty) years old.

  • For repairs/renovation/addition/extension in the existing house/flat.

  • For repayment of loan already availed by the concerned constituents from other banks/housing finance institutions.

  • For purchase of land provided it is part of the project and construction is completed within 18 months.

Eligibility :

All individual/s who own in his/her name the land on which the proposed house is to be constructed along with construction plan duly approved/sanctioned by competent authority/body. In case the land on which the proposed house is to be constructed stands in the joint names, all the joint owners should be made co-borrowers. The member of registered group housing society & farmers/agriculturists are also eligible under the scheme.

Beneficiaries- Govt. & PSU employee / Salaried person / Professionals and Businessmen :

A person, whose more than 50% income is derived from agriculture, falls in the category of farmer under the scheme.

Rate Of Interest :

Click here for Rate Of Interest

Penal interest @1% shall be charged on amount in default upto six months for the period of default. If default period exceeds six months, penal interest @2% p.a. shall be levied on entire period of default.

Application form for Apna Ashiana