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Apna Ashiana For Home     
Scheme For Granting Housing Loans :

The scheme is formed with the objective to solve the problem of housing by providing Housing Credit to the eligible constituents for the following purposes.

  • To construct/purchase a new house/flat.

  • To purchase a ready built house, which should not be more than 20 (twenty) years old.

  • For repairs/renovation/addition/extension in the existing house/flat.

  • For repayment of loan already availed by the concerned constituents from other banks/housing finance institutions.

  • For purchase of land provided it is part of the project and construction is completed within 18 months.

Eligibility :

All individual/s who own in his/her name the land on which the proposed house is to be constructed along with construction plan duly approved/sanctioned by competent authority/body. In case the land on which the proposed house is to be constructed stands in the joint names, all the joint owners should be made co-borrowers. The member of registered group housing society & farmers/agriculturists are also eligible under the scheme.

Beneficiaries- Govt. & PSU employee / Salaried person / Professionals and Businessmen :

A person, whose more than 50% income is derived from agriculture, falls in the category of farmer under the scheme.

Rate Of Interest :

Click here for Rate Of Interest

Penal interest @1% shall be charged on amount in default upto six months for the period of default. If default period exceeds six months, penal interest @2% p.a. shall be levied on entire period of default.

Application form for Apna Ashiana