Nainital Bank Nainital Bank - Home Page
  • Bank has opened its 129th Branch at Moradabad Road, Kashipur and 130th branch at Kanth Road, Moradabad. new

  • Notice- Extension of last date for submission of Applications for Recruitment of Specialist Officers(Notification dated October 15, 2016)new

  • Waiver of Processing, Documentation & Other charges applicable on Housing Loan "Apna Ashiana" and Vehicle Loan "Suhana Safar" upto 31.03.2017.new

  • MOU signed between Nainital Bank & India First Life Insurancenew

  • Bank has opened its specialized Loan Processing Centre "Naini Loan Point" at Lucknow, New Delhi, Dehradun and Haldwani.new

  • Application for converting existing saving account to PMJDY( Basic Saving Bank Deposit ) Account. – Click here for download

  • Bank conferred with Excellence Award for excellent performance under Pradhan Mantri Jan Dhan Yojna(PMJDY).

  • Notice for the customers regarding CTS-2010 Standard Cheque Forms. Click here…

130 Branches - 100% CBS/RTGS/NEFT Enabled
Regular Saving Bank Account

Saving Bank Account

These accounts are designed to help the individuals (personal customers) to inculcate the habit of saving money and to meet their future requirement of money. Amount can be deposited/ withdrawn from these accounts by way of cheques / withdrawal slips. It helps the customers to keep minimum cash at home besides earning interest.

Eligibility:

Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Visually Impaired persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI.

Features :

  • Simplest deposit option available to the depositor.

  • An ideal option to cultivate the habit of banking and saving amongst the younger generation.

  • Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding.

  • No hidden costs.

  • Deposits are insured by DICGC.

  • Interest @ 4% p.a, are being calculated on daily product basis from 01.04.2010 and will be credited twice in a year in February and August or at the time of closing the Account.

  • Provision for nomination.

Terms & Conditions:

  • Unlimited period of time of deposit.

  • Minimum balance is required to be maintained. Please check Minimum Balance Charges from Service Charges Booklet.

  • Formal documents required

    • Domicile Certificate.

    • Introducers being the holders of Nainital Bank.

    • Passport size photograph.

    • IT Declaration (Form60/61).

    • In case personal introduction in not possible approved documents i.e. election I-Card, driving license, pan card, passport may be applicable as per Banks norms.