NAINI UDYOG PRASAR |
Up to Rs 50,000/- |
Base Rate |
MCLR +0.45% |
MCLR +0.15% |
at MCLR |
Above Rs 50,000/- to Rs 2.00 lac |
Base Rate + 0.50% |
MCLR +0.95% |
MCLR +0.65% |
MCLR +0.50% |
Above Rs 2.00 lac to Rs 10.00 lac |
Base Rate + 0.75% |
MCLR +1.20% |
MCLR +0.90% |
MCLR +0.75% |
Above Rs 10.00 lac to less than Rs 25.00 lac |
Base Rate + 1.25% |
MCLR +1.70% |
MCLR +1.40% |
MCLR +1.25% p.a. |
Above Rs 25.00 lac and up to Rs. 100.00 Lacs |
Base Rate +1.75% at present for first 12 months and thereafter as per credit rating |
MCLR +2.20% at present for first 12 months and thereafter as per credit rating |
MCLR +1.90% i.10.80% at present for first 12 months and thereafter as per credit rating |
MCLR +1.75% at present for first 12 months and thereafter as per credit rating |
FINANCING AGAINST IMMOVABLE PROPERTY |
5.00% over base rate |
5.45% over MCLR |
5.15% over MCLR |
5.00% over MCLR |
NAINI HEALTH CARE |
Term loan Up to 100 lac |
1.25% over base rate |
1.70% over MCLR |
1.40% over MCLR |
1.25% over MCLR |
Term loan above 100 lac |
1.75% over base rate |
2.20% over MCLR |
1.90% over MCLR |
1.75% over MCLR |
Overdraft |
1.75% over base rate |
2.20% over MCLR |
1.90% over MCLR |
1.75% over MCLR |
NAINI SHIKSHA PRASAR |
For Demand Loan/Term loan |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
For Overdrafts |
5.00% over base rate |
5.45% over MCLR |
5.15% over MCLR |
5.00% over MCLR |
NAINI NIRMAN |
CC(H) |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
Term loan |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
SCHEME FOR FINANCING AGAINST FURTURE RENT RECEIVABLES
(Under Commercial Real Estate) |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
SCHEME FOR GRANTING LOANS AGAINST FUTURE RENT RECEIVABLE
(Under Non Commercial Real Estate) |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
SCHEME FOR FINANCING TO HOTELIERS FOR THE REPAIR/RENOVATION/ UP KEEPING OFHOTELS/LODGES/RESTAURANTS |
For Term loan |
2.00% over base rate |
2.45% over MCLR |
2.15% over MCLR |
2.00% over MCLR |
For Overdrafts |
2.00% over base rate |
2.45% over MCLR |
2.15% over MCLR |
2.00% over MCLR |
OVERDRAFT IN SAVINGS BANK ACCOUNTS |
4.00% over base rate |
4.45% over MCLR |
4.15% over MCLR |
4.00% over MCLR |
NAINI GOLD LOAN |
3.00% over base rate |
3.45% over MCLR |
3.15% over MCLR |
3.00% over MCLR |
SCHEME FOR FINANCING TO COMMISSION AGENTS AGAINST IMMOVABLE PROPERTY |
3.00% over base rate |
3.45% over MCLR |
3.15% over MCLR |
3.00% over MCLR |
NAINI UDYOG SUVIDHA |
2.00% over base rate |
2.45% over MCLR |
2.15% over MCLR |
2.00% over MCLR |
Advances against Govt. Securities, Postal Securities, i.e. NSCs/KVPs, LIC Policy |
3.00% over base rate
(for advances against NSCs and KVPs to staff 1.00% over the deposit rate) |
3.45% over MCLR |
3.15% over MCLR |
3.00% over MCLR |
for advances against NSCs and KVPs to staff 1.00% over the deposit rate |
a. Term Deposit standing in the name of the borrower singly or jointly with others, in the name of the proprietor/partners of the borrowing firm, in the name of the ward whose guardian is competent to borrow on behalf of the ward and where the advance is made to the guardian of the ward in such capacity. |
1.00% above the deposit rate.
(Base rate is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |
b. Advances against third party term deposit |
3.50% above deposit rate, subject to minimum 4.00% over base rate |
3.50% above deposit rate, subject to minimum 4.65% over MCLR |
3.50% above deposit rate, subject to minimum 4.35% over MCLR |
3.50% above deposit rate, subject to minimum 4.00% over MCLR |
c. Advances against term deposit to staff/retired staff/spouse of staff |
1.00% above the deposit rate.
(Base rate is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |
1.00% above the deposit rate.
(MCLR is not applicable) |